Medicare Supplements

Predictable costs with Medigap.

If you value freedom to see any doctor that accepts Medicare and want fewer surprise bills, a supplement may be your best line of defense.

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Standardized plans meanSame benefitsacross carriers — so we can compare on price alone.

Medicare Supplements

Understanding Medicare Supplement Plans

Medicare Supplement plans are also known as Medigap. These private insurance policies help you manage your healthcare costs and work alongside your Original Medicare coverage.

The Essentials

How Medicare supplements work

Part A and Part B

You must have Medicare Part A and Part B to enroll.

Separate premium

You pay a separate monthly premium for your Medigap policy.

Individual policies

Medigap policies are designed to cover only one person.

Guaranteed renewable

These plans are guaranteed renewable even if you have health problems.

Common Questions

Supplement questions, answered

Still unsure? A licensed Phalanx agent will walk you through it — no cost, no pressure.

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Advantage or Supplement — which is better?

Neither is universally better. Supplements cost more monthly but offer broad access and predictable bills; Advantage costs less but uses networks. We help you weigh the trade-off for your life.

Do supplements cover prescriptions?

No — Medigap doesn’t include drug coverage, so you’d add a standalone Part D plan. We set both up together so nothing falls through the cracks.

Why do prices differ for the same plan?

Plan G from one carrier covers the same things as Plan G from another — only the price and service differ. That’s exactly why carrier-neutral comparison saves you money.

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Explore real stories from clients who have used our Medicare services. Their honest feedback shows how we’ve made a difference in their lives.

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Kevin FoleyJun 11, 2026

Mr Dixon was very helpful at determining my eligibility to the program. His professionalism made my call quick and easy, even though there was a lot of information that was covered.